About.com Credit / Debt Management: What's Hot Now
These articles that had the largest increase in popularity over the last week

• 2008 Credit Resolutions
  Most New Year's resolutions involve improving health or getting rid of a bad habit. Don't forget about improving your financial health and your bad credit habits in the new year.
• Avoid Charge-Off
  A charge-off is one of the worst things that can happen to your credit report. Find out how to avoid a charged-offs credit report entry.
• Pay Off Collection
  Before you pay off a collection account, first negotiate with the debt collector to have your credit report updated to something that works in your favor. As you work with debt collectors to negotiate a payment, keep in mind what you and the collector want from the deal.
• Remove Collections From Report
  Can I remove debt collections from my credit report? Find out if you can remove collections from your credit report.
• Pay Old Collection
  When a debt collector contacts you to pay an old collection, you might wonder if it's worth paying, especially if the statute of limitations has run out.
• Bankruptcy Types
  The two major types of bankruptcy for consumers are Chapter 7 and Chapter 13. Chapter 7 allows you to discharge debt after some assets have been liquidated. Chapter 13 allows you to discharge debt after completing a payment plan.
• Finance Charge
  cost of credit calculated using the APR and the balance
• Credit / Debt Management - Articles
  An index of Articles for the Credit / Debt Management guide site.
• Debt Settlement
  Even though debt settlement may promise to reduce your debt, they can't promise to keep your credit in tact at the same time. Find out how debt settlement works and why it may not be the best solution.
• Revolving Credit
  Credit that can be used repeatedly up to a certain limit as long as payments are made
• Do's And Don'ts
  Guidelines for using credit cards the right way. Learn the way to use - and not to use - your credit card.
• Different Credit Scores
  Find out why you may have a different credit score at each credit bureau.
• Your Credit Report Inquiries
  Find out how your credit score is affected when you check your own credit report.
• Credit Repair
  There is nothing a credit repair company can do to fix your credit that you can't do yourself. Save your money and repair your credit yourself.
• Negative Info On Credit Report
  How long does negative information stay on my credit report? A minimum of seven years, with exceptions.
• Reporting Lost Credit Card
  Missing credit cards should be reported as quickly as possible to reduce your liability. Find out what steps you should take when your credidt card has been lost or stolen.
• Credit Card Features
  Explanation of the most common features of a credit card including types of credit cards, interest rate, grace period, fees, and finance charge.
• Inquiries & Credit Score
  How credit report inquiries affect your credit score
• Good Things About Credit
  Credit and credit cards might seem like a nuisance, but they've become much needed in our society. Amidst the high interest rates and fees, there are some good things about credit.
• Choose Credit Counseling
  Before you choose whether to enroll in consumer credit counseling, there are some key criteria to consider. These credit will help you make your decision.
• Charge-Off Explained
  A charge-off is a debt that has been determined uncollectible by the original creditor.
• Secured Credit Card
  Secured credit cards are good for establishing or re-establishing credit. Before you apply for a secured card, make sure to get the important facts about the card.
• Debt Plan
  Successful debt reduction starts with a plan. Learn how to put together a plan to get out of debt, decide which debts to focus on, and how to create a budget to get out of debt.
• Buy Better Credit?
  An increasingly popular way of repairing your credit involves buying positive credit history from other consumers. How effective is this? Is it a viable way to repair your credit?
• Choosing Credit Cards
  There are certain factors to consider in choosing a credit card. Get these key questions answered before you fill out that credit card application
• Credit Card Types