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Clark Howard's Show Notes
Clark Howard's Advice

  • Websites/phone numbers mentioned:
    ZabaSearch.com - Free people and public information search engine Today's show featured "Best Of Clark" repeats from recent shows... (Read more)
  • Countrywide modifies loan terms for some homeowners
    In the latest installment of Clarkonomics, Clark examined Countrywide's decision to modify the loan terms affecting many homeowners facing foreclosure. The mortgage lender was one of the prime exponents of weirdo exotic loans across the country. Now ... (Read more)
  • New rules coming for 401(k) investments
    There's a big change coming to the rules governing your 401(k) in January. In the past, many people were passive in their investment strategy. They might enroll in a 401(k) and have the deductions taken from their paycheck, but they would be very han... (Read more)
  • Entertainment and sports ticketing in turmoil
    Have you heard of Hannah Montana? No doubt you can answer affirmatively if you're a parent with a young child or teen. Montana is a teen actress/musician with her own Disney show. She is also the daughter of country star Billy Ray Cyrus. In addition ... (Read more)
  • DoA revamps E. coli response initiatives
    Clark recently trashed the U.S. Department of Agriculture for keeping mum about a known E. coli infestation at a food-processing plant. The case involved a New Jersey food supplier that churned out tainted products for weeks even though the DoA was f... (Read more)
  • Websites/phone numbers mentioned:
    GrandCentral.com - Cell-phone users avoid unwanted calls! AnnualCreditReport.com - The only legit site to get a free copy of your credit report CellFire.com - Coupons delivered to your cell phone Today's show featured "Best Of Clark" repeats from... (Read more)
  • Do Not Call cell numbers not being sold to marketers
    There's been an e-mail flying around the country again about the Do Not Call list and how cell phone users are supposedly about to have their names sold to marketers. Law enforcement has denied that this is true and Clark too wants to emphasize this ... (Read more)
  • Targeted ads coming to your monthly bills
    If you're a business owner, you know that sending bills to customers is expensive. It can run about $2 per addressee, which is well beyond just the cost of paper, printing and postage. Many businesses have been trying to steer customers toward e-bill... (Read more)
  • Variable annuities stink!
    Clark's strategies for investing infuriate some people. They take issue particularly with the way he steers folks away from variable annuities and toward index funds or tax-managed accounts. But he's not alone in slamming variable annuities. The Wall... (Read more)
  • Coupons coming to your cell phone
    Clark was recently getting a cheese-steak at a greasy spoon he likes to frequent. When the manager asked him for his frequent diner card, he couldn't produce it and missed out on a discount that he should have gotten! Clark is one of those people who... (Read more)
  • Websites/phone numbers mentioned:
    CNET.com - Reviews/advice on web-hosting plans and e-commerce Zenni Optical - Get discount prescription eyeglasses online or call 1-800-211-2105 (Editor's note: This website was down at last check) CDARS.com - Get FDIC insurance on deposits of up to ... (Read more)
  • College coaches charge $40K to get kids into dream schools
    Parents with prospective college freshmen living under their roofs have turned to hiring college coaches to help their children gain entry to their dream schools. These coaches are part advisor and part magician because they promise to boost your chi... (Read more)
  • Reduce the risk of fire in your household
    You've probably been hearing a lot about fire-safety awareness with Fire Prevention Week recently upon us. Household fires tend to be more prevalent in the fall months. But people often zone out when they hear fire-safety info. That's a bad idea. Cla... (Read more)
  • Deep discounts month by month
    A few days ago, Clark spoke about how you can use the calendar to help pick the best time to buy a vacation home. But did you know you can also benefit by timing your purchases at retail stores? During the fall, there are plenty of deals on wine beca... (Read more)
  • Drugstore chains can offer $100s in savings!
    Clark was surprised when he recently read an article written by Greg Karp that details how much you can save on groceries at Walgreens, CVS and Rite-Aid, which are the three major drugstore chains. Clark typically thinks of these places as convenienc... (Read more)
  • Websites/phone numbers mentioned:
    Yelp.com - An online repository of customer reviews Today's show featured "Best Of Clark" repeats from recent shows... (Read more)
  • Opinion sites help consumers make smarter choices
    Clark and his wife consulted a website called Yelp.com to figure out where to eat and what to do when they recently visited San Francisco. It just goes to show that the opinions of our fellow consumers have become so important in our choices. Yelp.co... (Read more)
  • AARP's financial products not all they're cracked up to be
    People sometimes balk when they learn that Clark is a member of AARP. But he's not interested in their political lobbying efforts; rather he's just a member for the discounts. AARP actually consists of two branches under the same name. There's the no... (Read more)
  • Toyota in surprising Consumer Reports auto upset
    Consumer Reports has released its annual vehicle reliability survey and Toyota has come out with a black eye. For the first time ever, the Japanese company's Camry has been dropped from the recommended list. Toyota made a corporate decision a few yea... (Read more)
  • Renters affected by landlords' mortgage woes
    The troubles in the mortgage market are having an unexpected side-effect on renters. It all starts when people who own homes and condos that they can't sell become involuntary landlords. Those folks rent out their places while waiting for the market ... (Read more)
  • Websites/phone numbers mentioned:
    SpiralFrog.com - Get free and legal music downloads ALL-ETT Billfolds - Check out the maker of Clark's wallet WalletTest.com - 100 wallets dropped in front of hidden cameras to test honesty YouTube.com - 300 free online courses from U.C. Berkeley T... (Read more)
  • Generation X faces huge lifestyle debt
    Clark has long believed that debt is a disease when it becomes your way of life. It can eat at you, lead to anxiety, hurt your confidence and so much more. The New York Post recently ran a story about how members of Generation X (aged 30 to 45) are s... (Read more)