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adriana
Audrey is moving back to Seattle, again. She called us this week to tell us her car broke down halfway, so she is passing the time with the kind brothers and sisters in Arcata before she continues her journey north....

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• Refund for foreign currency exchange fees
  About 30 million Americans are receiving notices that they can collect a refund on foreign currency transaction fees.
• Card issuers in the hot seat
  The Senate Committee on Homeland Security and Governmental Affairs, chaired by Sen. Carl Levin, D-Mich., held another hearing yesterday on practices in the credit card industry.
• What teens know about money
  Charles Schwab does an annual survey of teens and money, and the 2007 edition was released recently.
• CapOne's Card Lab
  Capital One today introduced a Web page where you can build your own credit card.
• Chase: Bye, universal default
  Chase is actually doing something that will help cardholders manage their credit cards better and they're going to stop doing one most reviled practices in the credit card industry.
• Citi/Macy's card switcheroo
  When I wrote about Citibank replacing dormant Macy's cards with Citi MasterCards, I wasn't sure how Citi was reporting these accounts to the credit bureaus. Now I have an answer.
• Canceling cards you don't use
  Cardbeat, a market research report from Auriemma Consulting Group, released a survey yesterday about credit card canceling.
• MasterCard's holiday contest
  The latest installment in MasterCard's Priceless sweepstakes is called the "Joy of Giving." From now until Jan. 2, consumers can enter to win two gifts, one for themselves and the same gift for someone else.
• Cancel unwelcome Citi cards?
  If you've received an unrequested credit card, I'd recommend canceling it.
• Unwelcome Citi cards sent out.
  The envelope gives no indication that it's from Citi -- just a P.O. box in Irving, Texas, in the return address position. If a recipient didn't open it and find the "ready to go" credit card, it could easily be taken as junk mail and tossed.