Credit Cards Guide

Library of Credit Card Articles

Most American adults own at least one credit card, but many people do not use them correctly and are in risk of accumulate mass amounts of debt. This Credit Cards Guide includes articles to help you understand and correctly use your credit card. The articles focus on topics such as the advantages and disadvantages to owning a credit card and information on fees, APRs and cash back options.

• Comparison Shopping: Credit Cards Versus Debit Cards
  Consumers have more payment options than ever before. Here are some notes on two ways to spend: credit cards and debit cards.
• Spending Spotlight: Watch For These Credit Card Secrets
  Some credit card insights that can save you money.
• Tired of Credit Card Fees? Check Out These New Alternatives!
  A new breed of credit cards is giving consumers a chance to ditch late fees, balance transfer fees, and the like. Read on to learn more!
• Look for Cash Back from Credit Cards, Not Frequent Flier Miles
  Instability in the airline industry is making people question the solvency of their air miles. Using a cash back credit card gives you a guaranteed benefit. Read this article to learn how to take advantage of it.
• Why Do Credit Cards' Annual Percentage Rates (APRs) Change and What Can I Do About It?
  The current terms of your card agreement may change at the whim of your issuer. This article discusses why it might have changed and what you can do about it.
• What are the Disadvantages of Owning a Credit Card?
  Even though there are many advantages to credit cards, there are also drawbacks to using a credit card as a main form of spending. Those with reckless financial and credit behavior may find themselves in debt.
• What are the Advantages of Owning a Credit Card?
  Owning at least one credit card can be very advantageous for many people. People may use their credit cards as not only a convenient way to spend money, but also to build credit, make instant purchases, for emergencies and delayed repayment.
• What Should a Person be Cautious of With Credit Cards?
  People should know as much as possible about their credit cards. Knowing the fine print, making sure they are on top of their payments and being aware of hidden charges may help a person to effectively manage their finances in the present and future.
• What Important Things Should You Know About Credit Cards?
  While credit cards seem to be financial magic, providing money at any given time, there are certain conditions and factors that should be seriously considered before applying for a credit card.