Tired of having an over-stuffed wallet and paying too many credit card bills each month? Personal finance blog The Simple Dollar has a few suggestions on which cards to keep and which to start canceling over time. It's not as simple as cutting all of them up except one, as the post points out:Which is your oldest card? That card is the one that has the longest credit history, which is important for your credit report. For me, my oldest card is one that I got as a freshman in college. It has an atrocious "bonus" program associated to it (1/4% return in the form of "points"), but it was the first one I had and thus it's been on my credit report for more than a decade, establishing that I've had positive credit for a long while.Rather than keep the card in his wallet, however, the author simply locks it away in a safe, so the good credit hits keep coming every month. How did you decide which credit card gets the prime slot in your wallet? Share your wisdom in the comments. Photo by
Readers at the Freakonomics blog recently interviewed security expert Bruce Schneier, touching on issues like phishing, encryption, and online storage, to name a few. On the topic of passwords, Schneier said there are too many for anyone to remember, so he relies on a fairly low-tech solution:I write my passwords down. There's this rampant myth that you shouldn't write your passwords down. My advice is exactly the opposite. We already know how to secure small bits of paper. Write your passwords down on a small bit of paper, and put it with all of your other valuable small bits of paper: in your wallet.Schneier's

DIY web site Instructables has a guide for kicking your conventional wallet to the curb, to be replaced by a conglomeration keychain the tutorial's author is calling "the anti wallet."

The anti wallet comes complete with keys, a watch, a small pen, family pictures, and credit cards. This versatile wallet may be a bit bulky when compared to slim wallets like the

If you're a fan of the

When you've no spare duct tape, keyboard innards, cassette tapes or paint chips, roll your own DIY wallet with a simple piece of paper.

DIY site Instructables shows you how. Sound like the end result would be flimsy? Remember, folded the right way, paper can be strong enough to open a beer bottle. Several commenters said their reusable, write-on, seamless paper wallet was "near tear-proof" and thinner than a plain old cowhide. Thanks, randjamal! —Gina Trapani

Paper Wallet [Instructables]

LH Faceoff: DIY wallets [Wallet]

We've got a thing for home-built wallets around here at Lifehacker. Whether it's paint chips, keyboard innards or duct tape, anyone can put together a good-looking money holder. Today's fun Friday vote-off pits our favorite hand-rolled wallets against one another in the DIY wallet faceoff.

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Any wallet creations we left off the list? Post 'em in the comments. — Gina Trapani

Wallet hacking Roundup [Wallet]

• Slim down your wallet with Just One Club Card
• Ten geek wallets
• DIY cassette tape wallet
• DIY credit card SD holder
• Trim the fat from your overstuffed wallet
• Ask the Readers: What's in your wallet?
• Friday Fun: Make a wallet from an old keyboard
• Make your own paint chip wallet
• Fashion hack: Avoid wallet butt bulge
• How to make a duct tape wallet