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• The Purpose of an Appraisal in Real Estate
  When applying for a mortgage loan, one of the major considerations is the value of the home. After all, a lender will not want to lend more money on a home than it is worth. So to establish its value, a licensed appraiser will be normally required to perform an appraisal of the property. But what exactly is an appraisal?
• Gloom And Doom - Its Not Bad After All
  Is the sky falling in the real estate market? Are foreclosures outpacing sales now? The media would have you think...
• Inside the Money - a Mortgage Industry Update
  What in the world is going on in the mortgage world? Here is a quick update to give you some insight. As many people have heard, Bank of America has decided to exit the wholesale marketplace to pursue a stronger retail presence in the mortgage industry.
• Boost Your Credit Scores Quickly and Easily
  Is your credit score in need of a boost? Looking for quick gains in your credit score or maybe even a long term approach for good scores? Try these tips and you can see fast and easy rewards!
• Will My Credit Score Go Down If I Request My Own Credit Report?
  Q: I have heard that credit inquiries can hurt your credit score. If I get my own credit report, will that affect my score
• How To Deal With And Negotiate Settlements With Creditors
  Here are some very simple techniques to employ that will help negotiate a great settlement on an old account and protect you from empty promises and long term headaches. First, know your foe! By that I mean you must understand who you will be talking to.
• How to Get a Secured Credit Card
  If you need to establish credit, or rebuild your damaged credit, a secured credit card may be exactly what you need. Even if your credit history is rough, a secured card will not only guarantee approval, but will go along way in establishing good positive credit and habits.
• Where Do You Get Your Credit Repair Advice?
  Big banks, mortgage brokers, credit repair companies, web sites and blogs... seems like everyone is giving advice on how to fix your credit. But what advice is real, and how can you trust it?
• Should You Consolidate by Refinancing or Get a Second Job?
  Recent so called expert says you should not consolidate your bills into your mortgage... but get a second job! But is this advice something real?
• Credit Rebuilder Program (5th and Last in a 5 Article Series)
  Old Negative credit affecting your credit score? You may have been told to pay off the old stuff... or to work with "credit repair" companies. Find out the truth...
• Credit Rebuilder Program (4th in a 5 Article Series)
  Did you know you can use a savings account to establish or repair your credit? Follow these 5 simple steps and you can start to rebuild your credit right away!
• Credit Rebuilder Program (3rd in a 5 Article Series)
  The next step is to get a good credit card... Secured or Unsecured doesn't matter. Remember... its how you control the credit that counts!
• Credit Rebuilder Program (2nd in a 5 Article Series)
  If you have open and active credit, pay close attention to this. If you do not have any open credit, you still want to pay attention to this... It's all about control!
• Credit Rebuilder Program (1st of a 5 Article Series)
  Build good credit and boost your credit scores using targeted and proven methods in as little as 90 days! Even if you don't have bad credit, the tips in these articles may be of benefit to you (or someone you know!)
• Effective Use of Your New Credit Card
  If you have been plagued with credit problems in the past, I would like to welcome you to your future! The first step in the process to rebuild credit is to get a new credit card. While many people will debate the best type of credit card such as secured or unsecured, I would argue that the type does not matter! What matters most is getting something and using it effectively!
• Tips and Trick to Rebuild and Establish Positive Credit
  What have you done to establish positive credit? Here's a few tips to get started...
• Credit After Bankruptcy
  So you filed bankruptcy. So what! You can have a solid credit score in no time!
• Boost Credit Scores with Your New Credit Card
  Once you get that credit card, here's how to use it most effectively! The best way to make your scores improve is to...
• Time for Spring Cleaning!
  Make this spring cleaning count for something long term... you. Right about now, most people are expecting Uncle Sam to drop them a check in the mail. Here's a great idea for those with bruised credit... How about taking part of that cash and...
• Afraid to Buy a House? Why Renting is Risky Business
  Let's get real here. Buying a house is a big decision. But not necessarily a risky one. One of the largest concerns for most people is losing the house. What happens if something comes up and income goes away and we can't make the payment? Don't let this concern stop you from homeownership. Think about the situation here...
• Credit Score Variations
  Did you know that your credit score can vary depending on who pulls your score and why? Imagine this.... You need a new car and are thinking of buying a home too. You do your homework and pull your score online directly from the credit bureaus. Your score online is 650. The car dealer tells you your score is 619 and your mortgage officer ...
• Rebuild Your Credit - Using a Savings Account?
  Did you know that in addition to a good credit card, you can also use a savings account to establish or repair your credit? You can, and it's easy! Follow these 5 simple steps and you can rebuild your credit for next to nothing!