Consumer Credit And Debt
Financial articles covering a variety of debt and credit related topics

• Reverse Mortgage Loans
  In need of cash? A reverse mortgage allows you to borrow money on you paid off home and never have to repay. Article explains how it works.
• Student Debt And Loans
  How to shop for a student loan and how to pay for it after you get it..
• Foreclosure
  Foreclosure - How to deal with creditors and lenders to forstall forclosure.
• Divorce
  They broke your heart, don't let them break your bank! Divorce can be devastating not only emotionally, but financially as well.
• Chapter 12 Bankruptcy
  Chapter 12 deals with farmers, fishermen and other family owned and operated businesses.
• File Chapter 11 Bankruptcy
  Chapter 11 helps corporations, partnerships, sole proprietorships and individuals to reorganize their debts.
• Restore Your Credit
  There are many ways to repair your credit worthiness beginning by making your payments on time. The following article covers some of the ways you can repair your credit.
• Budgeting - Money Saving Tips
  How many ways can you save money? Budgeting is the key and your imagination is the limit. The following highlights just a few of the countless ways to save.
• Credit Card - Secured And Unsecured
  Information covering the differences between secured credit cards and unsecured credit cards.
• Debt Settlement Negotiation Vs Debt Consolidation
  Which is best for you? Highlights the differences between consolidating bills and debt settlement negotiation.
• Mortgage Center
  Offers a variety of mortgage related articles ranging from hints and tips to refinancing.
• Mortgage Refinancing
  Are you a candidate? Who should and who shouldn't consider...
• Mortgage Tips
  Offers general info when shopping for a mortgage.
• Debt Consolidation Loan
  Borrowing against your home? Article covers pros and cons.
• Mortgage Glossary
  Definitions of mortgage terms in the real estate industry.
• Credit Card Travel
  Offers tip when traveling overseas.
• Consolidating Debts
  Offers general info when shopping for a mortgage.
• Credit Card Rate Hikes
  Want to know why your rate went up? Just read your contract.
• Bankruptcy
  Covers chapter 7 and chapter 13 bankruptcy, bankruptcy revision act, debt consolidation vs bankruptcy and more.
• Debt Consolidation vs Bankruptcy
  File bankruptcy? Chapter 7? Chapter 13? Article offers a comparison between filing and debt consolidation and advantages and disadvantages of each.
• Bankruptcy - Chapter 7 And Chapter 13
  Information on chapter 7 and chapter 13 bankrukptcy and the pros and cons of each.
• Bankruptcy Revision Act
  Covers chapter 7 and chapter 13 bankruptcy.
• Bankruptcy Terms
  Glossary offer definitions of chapter 7, chapter 13, chapter 11, chapter 12 and chapter 13 bankruptcy.
• Calculators
  Offers a variety of calculators to help compute the cost of everyday life.
• Check 21
  Check Clearing for the 21 Century Act. This act effectively eliminates "float time" and allows for "substitute checks" to be drawn on your account.
• Credit Acts
  Articles on fair debt collection, equal credit, credit billing, credit reporting and more.
• Credit Card Blocking
  Offers a variety of calculators to help compute the cost of everyday life.
• Credit Cards
  Offers the latest statistics on credit card debt.
• Credit Report
  Covers what a credit report is, how this information is used and why.
• Debit Cards
  Offers info on liabilities of debit cards, credit cards and ATM cards when the are lost or stolen.
• FACTA
  Fair And Accurate Credit Transaction Act. New law enacted by congress allowing consumers to obtain a free copy of their credit report from all 3 major credit bureaus.
• FiCO Score
  Covers what fico scoring is and how it impacts you.
• ID Theft
  Important information on how to prevent ID theft and steps to take if you've been victimized.
• Old Debt
  Don't let old debt come back an haunt you. Covers debt collection scams and statute of limitations for old debt.
• Payday Loans
  Payday loans are small short-term loans usually a week or two made on post-dated checks.
• Skimming
  Skimming uses technology to capture information such as personal account numbers, drivers license, and credit card numbers.
• Phishing
  ID thieves newest method to scam consumers out of their account information.
• Glossary
  Offers definitions.
• Slash and Burn Savings
  What if you needed and extra $10,000? What kind of "motivation" would you need to accomplish this goal? This article offers money saving tips for the "motivated"
• Statute of Limitations
  Covers state by state how long debt is legally owed.