About Credit / Debt Management
Credit / Debt Management
- Holiday Gift To Yourself - Less Credit Card Mail
Wouldn't it be nice if our mailboxes had spam filters? Everytime you got a piece of mail you didn't want you could tell the postman, "Don't deliver anything else... - CCFSettlement Is Not a Scam
A few readers have emailed asking if the CCF Settlement is a scam. With so many phishing scams, it's only natural to be suspicious of any company requesting personal... - Resolutions From Your Credit Card Company
A lot of you have already started coming up with your resolutions for the new year. Wouldn't it be nice if creditors and lenders came up with resolutions of... - How To Build a Good Credit History
Unfortunately, a lot of us learn how to build good credit through trial and error. The problem with learning that way is that your credit has to suffer in... - Credit/Debt New Year's Resolutions
If you read this week's newsletter, you already know my New Year's debt resolution: to crack down on my student loans. I'm managing the debt pretty well, but I... - When Will That Bad Entry Fall Off My Credit Report
A negative credit report entry is simply undesirable. Even though your credit can improve despite negative entries, you don't necessarily want future creditors and lenders to know you were... - Surprise Holiday Debt
Gifts aren't the only thing that could break your holiday budget. While you're shuffling through shopping racks, holiday debt can sneak up on you from other places. Late travel arragements.... - Your Credit Card Company Might Owe You Money
Did you travel out of the country between 1996 and 2006? If you did and used your credit or debit card in a currency conversion transaction, you may be... - Regifting as a Holiday Debt Alternative
I've heard of giving away unused gifts - and have actually given away some myself - but never knew there was a term for it (and a holiday, December 20th... - Should I Pay a Charge-Off?
The term "charge-off" sounds like the creditor is releasing you from the debt. Are you really off the hook from paying a bill after the creditor charges it off? Do...