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What's new on DebtSteps?
The latest additions, debt news and other related information about getting out of debt.

  • Get cash in time for Christmas!
    You don't have to wait months, even weeks, to get the cash you need now. "This was the easiest, simplest, fastest loan we have ever had and we only had to leave the house once to close the loan." - Kathryn B., PA Don't wait, Christmas is approaching fast!
  • Need a personal loan for bad credit? Free tips and resources.
    Need to get a personal loan for bad credit, debt consolidation credit card, signature loans to repay debts? Find out what your options are now!
  • Debt relief steps, your free guide to debt help.
    Debt relief steps are important, and lots of options are out there, get free help with comprehensive reviews of debt solutions so you can choose the right one for you.
  • Medical Bills and Credit Cards
    We don't have the best insurance, and I was paying on our medical bills. But, like all medical facilities, you can't just receive one bill, you
  • Avoiding the Pitfalls of Loans between Friends.
    What are the pitfalls of loans between friends.
  • Debt Settlement Tips - How to negotiate with your creditors.
    Debt settlement tips to help you negotiate with your creditors, where to get a debt settlement loan and what taxes you have to pay.
  • More debt settlement strategies.
    These debt settlement strategies can help you get out of debt faster, cheaper and back on the road to financial recovery.
  • How to avoid bankruptcy, your alternative bankruptcy options.
    How to avoid bankruptcy. Review your alternative bankruptcy options to get out of debt.
  • Debt collection Statute of Limitations by State.
    Check out your debt collection Statute of Limitations for your state. Know if your creditors are following the debt collection rules!
  • Debt Elimination Tip - Who's Guilty? Me?
    This debt elimination tip can help save you loads of time and guilt.
  • DIY negotiating debt settlement.
    DIY negotiating debt settlement can seem intimidating, but with a few good tips, it isn't that hard to do!
  • Having no emergency fund has almost ruined me
    I remember reading books on budgeting and finance and their advice to be sure to have an emergency fund set up that should consist of three to six
  • Banks, They Make it 100 times worse
    I run my own business and it went through a bad patch for about 10 months and my bank, instead of trying to help, made things much worse. It started
  • Ways to prevent Identity Theft.
    Three important ways to prevent Identity Theft. Learn more...
  • Documenting your Identity Theft Case.
    Documenting your Identity Theft case properly will help you recover faster from Identity Theft, learn how now!
  • Define Identity Theft.
    To define identity theft is easy. If a stranger or someone other then yourself uses your personal information without permission then you are a tragic victim of identity theft ... but that isn't the whole story ...
  • You worst money mistakes can teach others!
    Tell your story about your worst money mistake and you can help others avoid making the same error in their financial decisions.
  • Science Fiction Convention... fun?
    Oh sure, I had a great time. Meeting celebrities, visiting with internet friends, but was it really worth it? Did I really spend a ridiculous amount
  • How To Set Up Your Envelope Budgeting.
    Calculating your budget to match your paychecks when using the envelope budgeting method.
  • Options for Getting Out of Debt.
    Consider your options for getting out of debt to relieve stress, improve finances and your life now.
  • Ebay Nightmare
    Well I like to buy things on E-Bay! I noticed a Japanese samurai sword on Ebay and my fiance loves WW II antiques so I bid on it. It was only 21
  • Debt Made My Life Miserable
    Hi I made great fault of my life by having credit card. To start with it was of one company. Slowly I got credit cards of many other companies.
  • Secrets...
    About 8 years ago I left a great job at a local bank. I had about 50,000 in a 401k. My husband and I had a lot of debt, about 30,000 in consumer
  • SIGN UP RIGHT NOW! Resisting Sales Pressure
    When my husband and I were first married, we were invited to a "buying club" in our city. We were young, and oh, so dumb. The premise was for a "mere
  • Who hasn't fallen in love?
    Ok, when I was still young enough to believe that a whirwind romance could be anything but trouble ...emotionally and financially... I married a man.
  • Beware Latest Fads
    OK, as much as I hate to admit it ;-) heres my "worst money mistakes" story In the late 1990s, when Ty Beanie Babies were hot, I had gotten a few,
  • Savings Account Diet
    I would have to say that my worst money mistake was keeping my savings account on a diet during the years when it would have made the most difference
  • Consolidate debts. Comparing debt consolidation options.
    Consolidate debts, compare the choices, the pros and cons, loans, services, and counseling. Get the facts!
  • Free household budget form with automatic calculation of financial ratios.
    This free household budget form will automatically calculate totals and financial ratios. Know where you stand, make better financial decisions, and improve your credit rating when you use this personal budget form.
  • How To Tell What You Can Afford ... and what you can't!
    Learn what you can afford in your household budget and make better spending decisions.
  • Free budget calculators for financial management, mortgage or consolidation.
    Try these free budget calculators to get back on financial track.
  • What is in your FICO score?
    Once you know what is in your FICO score, you can take steps to improve your credit rating. Learn how now...
  • Managing Your Spending - 10 Minutes a Day to Get Out Of Debt.
    Managing your spending. You've seen it everywhere Track Your Spending and it sounds like a good idea but how do you do it where it doesn't take all day?
  • Selling your home yourself, do you really want to be an FSBO?
    Does being a For Sale By Owner seller mean more profits?
  • Repairing your credit file, tips and tricks to fix your credit file.
    Deciding whether repairing your credit yourself, or hiring a credit repair firm, depends a lot on your willingness to work, as well as your ability to be organized and follow through on the credit repair process.
  • Reducing debt, how to avoid the pitfalls of creeping debt.
    Reducing debt usually isn't a high priority for people until they have already gotten into trouble with overspending. Using a few basic guidelines, and debt calculations, can help you see when your debt load is getting into the danger zone.