Card Guide
Credit card and personal finance news updated daily.

• Take out a store card and pay double for your gifts
  In a stark warning to consumers industry experts have stated that many people that take out store cards this Christmas and then purchase their Christmas gifts on them could end up paying double for each item.
• Don’t succumb to the temptation of store cards
  The credit crunch that has swept across the UK over recent months has causes chaos and turmoil in most areas of the financial markets, and amongst the victims of the credit crunch are the credit card companies.
• Credit conditions affecting consumer confidence
  According to a recent report the effects of the global credit crunch have really started to take their toll in terms of consumer confidence levels in the UK.
• Changes made to cheque deposits
  Following a change in regulations consumers that make cheque deposits into their bank accounts will now be able to enjoy increased speed and efficiency, as well as other benefits.
  
• The importance of cancelling your old credit card accounts
  Credit cards are hugely useful financial tools on which many of us have become reliant over the years.
• Do you have PPI on your credit card?
  Many of us have one or more credit cards these days, and these cards can prove invaluable in terms of offering ease, convenience, increased security, and flexibility
• Abbey to offer 13 months interest free credit on balance transfers
  The Abbey bank is planning to offer a generous 13 months of interest free credit on balance transfers on its credit card from December.
• Getting finance with damaged credit
  These days having a damaged credit history or a low credit rating is nothing unusual. The high level of consumer debt in the UK means that many people are struggling with dent repayments, and this invariably leads to regular late or missed debt and bill payments in many cases.
• Possibility of free credit checks for victims of data loss
  Following the recent fiasco where HM Revenues and Customs lost disks containing the bank account details of around 25 million people
• Festive warning for Christmas shoppers
  With Christmas fast approaching millions of people across the UK are hitting the high streets and shopping malls to buy everything from gifts and gadgets to clothes and food.
  
• Has your credit card rate been hiked up?
  The credit crunch that has swept across the UK this year has affected many different financial sectors, wreaking havoc in its wake and causing turmoil in the money markets.