Bad Credit Personal Loans
Useful tips for your personal finances. Covers credit cards, personal loans, debt consolidation, and tips to improve your money habits.

• FDIC Takes over Netbank Accounts
  Netbank accounts will be moved over to ING Direct while the FDIC is currently securing the money and has the website completely shut down until Sunday.
• How to handle abusive collection agencies
  The new year is here and you will now get flooded with collection agencies if you do not know how to stop them. Our latest article tells how to handle abusive collection agencies and why they can't get away with so much abuse.
• Google Checkout Vs. Paypal payments
  The showdown is on between Google and Ebay's Paypal for E-commerce payments online.
• How to stop foreclosure
  Options to stop foreclosure before it takes your home away. Talking to the lender or refinancing tend to be the best options.
• Checking Account With Bad Credit
  Life is not always over when you have bad credit. There is hope to get a checking account once you show banks you can be responsible with savings.
• Green Point Mortgage
  Green Point Mortgage is based in California but has loans in 45 states. Read our review on what Green Point can do for you.
• Reverse Mortgages
  As more and more baby boomers retire and get ready for intense financial planning many mortgage options come into discussion. Find out if a reverse mortgage is right for you.
• World Savings Bank
  Information about a popular mortgage bank who recently merged. World Savings offers a large percentage of mortgages at competitive rates.
• Orchard Bank Card to Improve Credit
  Orchard Bank MasterCard is a great step to help improve credit.
• Disputing Credit Report Mistakes
  Disputing credit report mistakes and how to avoid credit report errors.
• Structured Settlements
  Understanding structured settlements and annunity payments.
• WAMU Online Banking Review
  In depth look at Washington Mutual Online Banking and email scams hurting the online banking industry.
• Top 5 High Yield Savings Accounts
  You can invest in the stock market all day until you are blue in the face and maybe less green in your wallet but more people are investing in money markets. High Yield Savings Accounts are being offered by Citibank, HSBC Direct, and Emigrant Direct.
• Ways to Become Debt Free
  We cannot make a Jeannie appear to wish away your debts but there are some helpful hints we can provide.
• Pros and Cons of a Long Term Mortgage
  Thinking of taking the long term mortgage route? There are many options now including 40 and 50 year loans. Are these loans really healthy for your financial future?
• Student loans are complicated
  Let the Banklady help you find out more about the student loan consolidation process.
• Auto Loans Online
  Pros and Cons of financing your car online.
• Credit Union or a Bank?
  Most people do not realize the differences in a credit union versus a bank. We talk an in-depth look at credit unions.
• Do It Yourself Bankruptcy
  When times get bad and you cannot afford a lawyer you can actually find enough bankruptcy information online.
• Mortgage Loan Scams
  Could your lender be a scam artist? Lending scams are out there and you should be aware.
• Compare a No Cost Versus Traditional Mortgage
  The Banklady takes a look at these "No Cost" advertised mortgages versus Traditional Mortgage options.
• Is the best mortgage a Hybrid Mortgage?
  Learn more about hybrid mortgages and adjustable rate mortgages as gas prices and interest rates skyrocket to new highs this year.
• How to get an auto loan with bad credit
  Do not be scared to apply for an auto loan with bad credit problems. There are many ways to get into a loan for a new car or truck.
• How Much Can I afford when buying a Home?
  One of the most common questions we see is how much of a home you can afford.
• Heloc Loans
  Find out more about what a HELOC could mean for your mortgage.
• VantageScore: New Credit Scoring
  Equifax, Experian, and TransUnion introduced a new credit scoring method for lenders to use. It may not make your credit troubles go away but it might help out the conflicting scores of the major agencies.
• What is a Remortgage?
  Learn more about the process of switching from one lender to another.
• UK Adverse Credit
  Adverse Credit information for UK Residents.
• Bounced Check Fees
  Information on bounced check fees and ways lower income families can help prevent your bank from charging them.
• Self Help Debt Negotiation
  Options to take care of debt.
• ING Direct Rate Hike to 4.75% (Intro)
  The Banklady takes a closer look at the recent ING Direct sale on savings accounts.
• 7 Ways to Screw the IRS
  If you are looking for the hottest tricks for the IRS then look no further.
• Compare Payday Loan advertisements vs. facts
  Are Money Tree Payday Loan offers too good to be true? Compare Payday Lenders at Banklady.com
• Creative Financing
  With todays higher interest rates lenders are turning to creative ways to help those in need of credit or financing for homes that they cannot afford.
• Bad Credit? The Banklady Can Help.
  Bad credit basics features information on obtaining credit scores, bankruptcy, and more.
• Refinance your Mortgage?
  Rates keep going up but that does not mean that you cannot get a bargain while interest rates are still at all time lows.
• Get out of Debt
  We have researched the best ways to get out of debt by doing it yourself!
• No Fax Payday Loans
  Do No Fax Payday Loans really mean no paperwork?