BillMeLater is a new service that does what its name says: you can buy something paying using BillMeLater, they'll front the cash, and send you a bill later, but, 
Angela P. Williams tried for more than a decade to clear up her credit report after Equifax confused her records with those of a person with bad credit but a similar name. The company denied any wrongdoing, 
We focus so much on identity theft and safeguards against it that it may seem like freezing your credit is the only solution in a world of identity thieves. That may or may not be an accurate assessment (ask me the next time my credit card is duped), but credit freezes aren't for everyone. Consumerism Commentary offers a sort of 
The Consumer Data Industry Association estimates that 50-70,000 people have frozen their credit reports so far. Here's our post on 
Don't open any new lines of credit or go crazy with the credit card purchases between your home loan's approval and the actual closing date, warns Ilyce R. Glink (doesn't it look like we just tapped a bunch of keys at random to spell that name?) at Inman Real Estate News. Your lender 
Finding your credit score can be hard if you've never done it before. There's scam sites, conflicting information, and the credit bureaus offering their own version of the credit score. But if you want your FICO, the real score looked at by lenders to determine your credit-worthiness and interest rates, here's where you can go:
Equifax sells a score for $7.95 when bought in combo with your free credit report from annualcreditreport.com. At Equifax.com, they sell one for $15.95 and it comes with other info. There's also myFICO.com, where it's $15.95 for one bureau's score, $47.85 for all three.
Be careful to read all the small and fine print and make sure you're not also getting signed up for a monthly service.