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About.com Banking / Loans: What's Hot Now
These articles that had the largest increase in popularity over the last week
- 5 Ways to Waste Money in 2008
A new year brings new opportunities. Find out how you can spot some common financial pitfalls in the coming year. - Bank Fees - Survey of Bank Fees
This page is a survey of bank fees. Report your experience with bank fees and find out what others pay. - Variable Annuity
A variable annuity is an annuity with exposure to investments. If a fixed annuity pays a fixed rate of return, a variable annuity pays a variable rate of return. Before making a final decision for or against a variable annuity, you should understand how they work. - Marketplace
A review of the Marketplace radio show and podcast. Includes details on where to find the feed and highlights of the program. A regular audio program with personal finance information and broader news stories. - Worst Place to Keep Your Cash
2005 was a bad year for cash. The worst thing you could do with your cash was to keep it in a savings account. Let’s review how keeping money in a savings account actually cost you money in 2005. - ING Electric Orange Checking
ING Direct offers an interest bearing checking account with no fees. This page describes the free ING Direct Electric Orange checking account. Learn how this free checking account works, and find out what the pros and cons are. - Online Banking 101
Online banking allows you to manage your money more easily, and earn a competitive return. This page helps you get started out on the right foot. - Debit vs Credit
When you use plastic, you've got to choose between debit vs credit. Which is best? Like all things in life, the debit vs credit decision involves tradeoffs. This page covers the pros and cons and helps you decide whether you should use debit vs credit in your everyday life. - Beneficiary
A beneficiary is a person who receives assets at a contract owner’s death. The contract owner picks the beneficiary at opening the account, or later. There are two basic types of beneficiaries: primary beneficiaries and contingent beneficiaries. - HSBC - Online Checking Account
Consumers looking for a good free online checking account might be pleased with HSBC. They offer online bill pay, free checking, and the ability to zap money back and forth to various banks. Perhaps most importantly, you can move money almost instantly between the online checking account and HSBC’s OnlineSavings account for a competitive interest rate. - ING Direct - Banking Reviews
This review covers the ING Direct online savings account. Learn the basics about the ING Direct offer, and find out about any extras. - Using Loan Money
A lot of borrowers ask what they can use loan proceeds for. When taking on a loan, some people get more money than they actually need. More brazen borrowers take a loan out without any desire to use the loan for its intended purpose. Some people want to invest the money and earn more than the interest rate they’re paying for the loan (earning a ‘spread’). - Loan Amortization Calculator - A Free Online Loan Amortization Calculator With Data Table
Loan Amortization Calculator A Loan Amortization Calculator For Any Purpose The loan amortization calculator - Floating Checks
Faster bank processing means that you’ll have less time to get money into your checking account. While you may have had a week or more in the good old days, Check 21 promises to speed things up considerably. This page covers some of the pitfalls you’ll face if you get caught by a payee who uses substitute checks. - Online Bank Account Cons
Online bank accounts are great. They typically offer high rates for web-savvy saver. However, the high returns come at a cost. Here are a few reasons NOT to use online bank accounts. - Dollars Rowing
Dollars Rowing. By Sutherland (John) Productions, Inc. Public Domain Photo Courtesy of the Internet Archive. - First Interest Payment
- NFL Checks
Want to support your favorite team of touchdowners and tacklers? NFL checks are one more way to do so. More and more fans ask how they can get their favorite NFL team on personal checks. It’s not easy. This page gives you a few ideas on how you can get NFL checks. - Bank of America Military Bank
Bank of America Military Bank offers services to a wide variety of government employees. The program offers some special incentives to those who qualify. Bank of America Military Bank is a part of the Association of Military Banks of America (AMBA). - CapOne High Yield Savings
A prominent online bank offering is the Capital One High Yield Savings account. This is like a lot of other online bank accounts. However, there are some unique features to the High Yield Savings account. - Internet Bank Accounts
While internet bank accounts can help you earn more interest, you have to make sure you get the right one. Compare the most common features of internet bank accounts and decide which ones are most useful to you. We’ve conducted reviews of the most popular accounts, and you’ll know exactly which internet bank account to open. - Online Bill Pay FAQ
Online bill pay can help you manage your bills without having to worry about paper bills and checks. This FAQ covers the various types of online bill pay and how you can set up online bill pay quickly and easily. - How IRAs Work
If you have to save for your own retirement, an IRA is probably one of the first things you should look into. While IRAs can be complicated, you can accomplish a lot if you just understand some basic concepts. We'll cover some of the basic IRA material that you need to know, and you can work your way toward your retirement goals. - Banking / Loans - Articles
An index of Articles for the Banking / Loans guide site. - How Subsidized Loans Work
Subsidized loans are loans for which the borrower does not pay interest. Interest would normally be charged periodically according to the annual percentage rate (APR). However, with a subsidized loan the interest is paid by another party. - Choosing a Bank
Choosing the best bank for your needs is easy. First, you have to figure out exactly what you need from a bank. Once you know what to look for, you can quickly evaluate the competition and end up with the best bank account out there. See how to choose the right bank for your needs, and get some ideas for starting your checklist. - Debt to Income Ratios
Debt to income ratios give lenders a quick rule of thumb to determine how much you can borrow. They try to keep loans affordable by keeping payments to a modest percentage of your total income. With debt to income ratios, they can quickly figure out a reasonable monthly payment – and use that number to calculate your total loan amount. - Interest On Your Interest
- FHA Home Loan Pitfalls
FHA home loans are not perfect for all borrowers. Of course, they make home ownership a reality for a number