About Credit / Debt Management
Credit / Debt Management

• Credit/Debt New Year's Resolutions
  If you read this week's newsletter, you already know my New Year's debt resolution: to crack down on my student loans. I'm managing the debt pretty well, but I...
• When Will That Bad Entry Fall Off My Credit Report
  A negative credit report entry is simply undesirable. Even though your credit can improve despite negative entries, you don't necessarily want future creditors and lenders to know you were...
• Surprise Holiday Debt
  Gifts aren't the only thing that could break your holiday budget. While you're shuffling through shopping racks, holiday debt can sneak up on you from other places. Late travel arragements....
• Your Credit Card Company Might Owe You Money
  Did you travel out of the country between 1996 and 2006? If you did and used your credit or debit card in a currency conversion transaction, you may be...
• Regifting as a Holiday Debt Alternative
  I've heard of giving away unused gifts - and have actually given away some myself - but never knew there was a term for it (and a holiday, December 20th...
• You Still Owe Charged Off Balances
  Many consumers have the misconception that a charge-off means they no longer owe the balance. I can see how you could make that conclusion. "Charge off" sounds a...
• How To Repair Your Credit - Step By Step
  Wouldn't repairing your bad credit be a lot easier if you only knew where to start? Should you pay off delinquent accounts or just wait for them to fall...
• When Can Debt Collectors Call?
  Debt collectors seem to call at the most inconvenient times, don't they? Actually, anytime someone calls asking for money is an inconvenience. There's nothing pleasant about being pressed...
• How Many Credit Cards Do You Have?
  In your quest for better credit, you've likely questioned whether you have too many credit cards. The ideal number of credit cards is a difficult number of come up with...
• 10 Signs You're Headed For Credit Card Debt
  Credit card debt will sneak up on you if you're not paying attention. You'll feel like you woke up one day with a mountain of credit card debt and...