Credit and Debt Information from Direct Lending Solutions
Information about financing and debt consolidation options. Bad credit solutions for everyday living.

• Foreclosure Prevention Plan
  The President has released the details of his foreclosure prevention plan. Learn who qualifies and how...
• Loan Scam Stories
  Consumers should be aware of loan scams that have taken many people by surprise. Remember, never send any money to anyone in advance of a loan. We have posted some of the loan scam stories that our visitors have sent us...
• Peer to Peer Lending
  Peer lending is a new and revolutionary form of lending that allows consumers to borrow from each other, without any banks involved...
• Beware of Foreclosure and Refinancing Scams
  With foreclosures at an all-time high, it seems to reason that scam artists would find a way to capitalize on them. Sure enough, foreclosure scams and refinancing frauds are becoming more prevalent as desperate homeowners struggle to find a way to keep their homes...
• Tougher Lending Practices Lead to Tighter Documentation Requirements
  Yes, lending practices have gotten a bit tighter, but that does not mean that you cant get a mortgage if you have credit challenges, such as no credit or bad credit. In fact, todays tighter lending practices stand to be as beneficial...
• The Federal Reserve Board Proposes Lending Changes
  The Federal Reserve Board is considering significant changes to affect the mortgage lending inudstry, especially the lending practices used by those who aggressively target borrowers with flawed credit. The increasing rate of foreclosures, which is related to the rising interest rates associated with adjustable rate mortgages, or ARMs, is one recent trend that has spurred the Federal Reserve Board into action...
• Disaster Planning
  The tornado season is proving to be quite destructive in portions of the United States and the 2007 Atlantic Hurricane Season is set to begin in just two weeks. So, if you haven't already, now is the perfect time to review your disaster plan. Make sure you know how to protect your family and your financial future if a disaster strikes...
• Use a HELOC to Pay Debts
  Now that the holidays are over, it is time to think about how to get your finances in order, and pay off all that holiday debt. Your home's equity is an often over-looked source of money...
• Should You Cosign a Loan?
  If you are planning to cosign a loan for a friend, make sure you know what it means to cosign, and what the risks are...
• Connecticut Lending - Interesting Information about the State
  If you are planning to buy a home or refinance your current home in Connecticut, we have a little information about the state that you might find interesting...
• UK Loans - Available Lending in the United Kingdom
  Direct Lending Solutions is now expanding it's information on lending programs to include more of the United Kingdom. If you live in the UK or plan to move there, please visit our site...
• Business Loans - Just a few points to consider
  Are you considering starting a new business? If so, you probably know that obtaining funding isn't always very easy. There are some things you should consider before you ask for money from a lender. There are also some alternative ways of financing your business venture...
• How to prepare for a natural disaster - financially
  Are you prepared for the financial burden that could follow in the wake of a natural disaster? With hurricane season upon us, now is the time to think about your financial disaster plan, and make sure you are prepared...
• Finding a mortage if you have less-than-perfect credit
  Do you have problem credit? If you do, you may have worried about getting qualified for a mortgage loan. The good news is that you can qualify. The bad news is that it may cost a little more. However, a home will be the biggest investment you will ever make, so don't let your poor credit scare you away from the mortgage broker's office...
• Using home equity to pay off debt...while interest rates are higher
  Many people don't realize that this is a good time to tap into home equity and pay off debt. While rates are high, you can pay off other higher-interest debt at the relatively-low interest rate on a home equity loan...
• Reverse mortgages can pay you cash each month
  Did you know that you could actually make money from your home's mortgage? Under certain circumstances, you could get cash each month from a program called a Reverse Mortgage...
• The credit-card debt myth
  There is a common misconception that debt can help create wealth and status. As ludicrous as this may sound, many believe it to be true. Contrary to this belief, many truly weatlhy people created their wealth by being thrifty, saving, and carefully investing their money...