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• What Is Actually A Prepaid Credit Card?
  The concept of the prepaid card is the a rather new thing in the credit card market. Described as a 'credit card without debt' it seems almost too good to be true. But what can we really expect as the prepaid debit card begins to invade the market? Can it really be as simple as a prepaid phone or gift card?
• Credit Card Identity Theft: 10 Introductory Tips
  Identity thieves commit fraud and other crimes by assuming someone else's identity. Personal information such as your name, date of birth, address, credit card, social insurance number and other identification can be used to steal money from your existing accounts, open other financial accounts, make purchases, or even obtain employment.
• A Road Map To Avoiding Credit Card Hazards
  A guide for getting a credit card, avoiding credit troubles and clearing up your credit problems. Written by staff of the MASSPIRG Education Fund and made possible in part through grants from the Consumer Federation of America Foundation, Consumers Union, the Washington State Attorney General's Office and the Consumer Protection Education Fund established pursuant to the settlement of a fifty-state enforcement action against Sears, Roebuck and Co. As credit card companies intensify their marketing campaigns to boost profits, more and more glossy credit card offers are coming at us fast and furious. The average household receives eight credit card offers each month, and students, who often have no regular income, are encouraged several times a week by posters, flyers, and on-campus marketers to apply for credit cards. At the same time, credit card companies are charging interest rates as high as 40% per year. Consumers are subject to a host of unfair and deceptive terms and conditions, saddled with enormous fees, and encouraged by credit card companies to make low minimum payments so that the companies can earn more money in the form of interest.
• Credit Card Vs. Debit Card - What Are The Main Differences
  With our electronical cards fortunately the days of the mad rush and long queues to get cash from the bank before weekends are long gone. We now enjoy the convenience of using a nearby automatic teller machine (ATM) or you can even get "cash back" at your local grocery, hardware or convenience store.
• College Students and Credit Cards - Avoid the Financial Traps
  After years of hardship, bad exam nerves, toiling away in libraries and lectures, you are finally graduating from college. It feels awesome, even though it´s been one of the best periods in life, all new friends and the social gatherings at the students house. And everything seems perfect: You're leaving college with worldly knowledge, a prestigious degree, a future without limits and... ...and an enormous amount of credit card debt!!??
• 15 Important Credit Card Terms to Consider Before Applying for a Credit Card
  A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost. So it's wise to compare terms and fees before you agree to open a credit or charge card account. The following are some important terms to consider that generally must be disclosed in credit card applications or in solicitations that require no application. You also may want to ask about these terms when you're shopping for a card.