Finance: Personal Finance Articles from EzineArticles.com
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• Prepaid Credit Cards for Teenagers
  Teaching your teen financial responsibility. The advantages of prepaid cards.
• How To Have Money On Tap
  The creation of wealth is an achievable goal for everyone. There is nothing natural about being poor. It goes against the very tides of nature to have less than we need to lead happy, successful lives. Making money is simple. There is nothing complex or mysterious about it. The definition of wealth is to be independently free from having to work to generate the income we need. To achieve this, we need income-generating assets that produce our earnings.
• How To Live Within Your Means
  Planning and goal setting are critical to your success if you want to become wealthy. The two key traits of people who do not become wealthy are, firstly, they tend to spend all of the money they have and, secondly, they do not know what they spend their money on. The lack of goals is the main culprit.
• Universal Default
  Do you know what you're what you're getting into when you sign a cardholder agreement? There are many important issues regarding your interest rates and late fees in the fine print, but are you aware of any other penalties you may be subjected to? The Universal Default clause is something that you should review if you happen to find it in the fine print. Under this agreement, creditors reserve the right to increase your interest rate if you make a late payment to another creditor.
• Choose the Right Banking Account for Your Needs
  There are many banks around you. They all seem to have accounts that sound similar. How do you distinguish one from the other?
• A Few Personal Finance Home Truths
  Because of their own dreams, fears, disappointments, guilt or other emotions about money, some parents avoid teaching their children about this other fact of life. But it should be told!
• 5 Ways You Can Start Saving Money Today
  Sometimes the thought of saving money can be daunting. I am certain that as the holiday season is coming to an end, you are probably loaded with debt. Here are actions you can take today to begin saving money, starting right now.
• Passive Income - The Basic Fundamentals
  So you constantly hear about Passive Income until you're blue in the face right? Every online money making blog has at least one article with their own description of passive income based upon their own tangents and distorted view of the facts. Lets distill it down to a few basic fundamentals shall we?
• Protect Your Financial Future
  A Financial Plan is the basis for wealth accumulation, and insurance is one of the essential building blocks of a financial plan. We may want to ignore insurance and the thoughts that it brings up. When you ignore the need for insurance all the wealth you have accumulated is put in danger. Get the facts on insurance and its place in your financial plan.
• Discussing Finances With Your Teenage Children
  How do you teach a teenager about money? Better yet, how do you teach them anything? Take an in depth look on an interesting trial and error tactic in which uses a less than obvious guinea pig -- me!
• What You Need To Manage Your Money
  With record bankruptcies, mortgage foreclosures and prices skyrocketing, it's more important now than ever before to properly and effectively manage your personal finances. Statistics show that most people could manage very well on the income they have now if they were able to keep their bills and expenses within their income. Sadly, too many people do not understand how to do this or how to recover once they have overextended themselves.
• Things To Consider When Choosing A Bank Account
  Banks may not be everybody's cup of tea but you will not get far in the financial world without a bank account - or more accurately a current account. A bank account is key personal finance building block, not only providing you with a straightforward and secure way of looking after your financial affairs but also enabling you to obtain access to other key financial products such as a mortgage or credit card.
• Save Money On Clothing
  The average American household spent around 900$ on clothing alone in 2004. With women contributing more then 2/3rds of that amount. The biggest spenders were people aged 45-54, with annual expenditures on clothing at almost 1500$ a year. 1000$/Yr is a lot of money considering every year you buy more and more. 10 years is 10000$, 30 years 30000$ and so forth. We have to face it, we spend a lot of money on clothing.
• How To Dispute Your Cell Phone Bill
  Disputing your cell phone bill helps avoid unnecessary charges on your bill. Many times a simple phone call to you mobile phone company can save you a lot of money.
• Warren Buffet's Advice to Young People
  What does the world's most successful investor advise young people to do? No, it is not to by a Class A share of Berkshire Hathaway and attend the annual Omaha Shareholder's meeting to hear his annual report and forecast for the company, but rather avoid credit cards and invest in yourself.
• Personal Finance - An Integral Part Of Our Lives
  I personally believe an understanding of Personal Finance should be a more integral part of our lives. However, it can intimidate us. I see it for myself every day when reading financial news and trying to figure what is the best personal finance product for my own needs.
• Debt or Financial Freedom - You Choose!
  America is the land of the free! Unfortunately, with all our liberties many Americans are in prison. What prison? A financial prison called debt.
• Debt, the Depression and You - How to Start Saving and Fix Your Money Problems
  Saving is such an alien concept for many consumers, it is no wonder so many of us are faced with overwhelming debt. Frugality was practiced in the Great Depression out of sheer necessity. Today, saving strategies can simplify our lifestyle, improve our relationships, and help us not only get out of debt but save money for the future.
• How To Spot Clear Warning Signals That Your Heading For Financial Disaster
  Many people don't spot the signs that might help them avoid going bankrupt or losing the house. Going bust on a personal level does not happen overnight it takes and time and bad management in the majority of cases.
• Five Steps to Get Control of Your Finances
  Five steps to control your finances. Learn what you need to do in order to start to get your finances under control.
• How Internet Banking Institutions Are Set Up
  Consider all the internet banking institutions available for business. Some are set up by large corporations and some are small companies. Although you may never want to set up an internet banking operation yourself, it is enlightening to take a look at the process.
• Personal Debt Problems - Shocking Financial Debt Secrets You Need To Know
  Did you know that credit card companies are scared to death that Americans will find out there secrets? 72% of all Americans are two paychecks away from being bankrupt. 2 million will join a consumer credit counseling program and 35 million will try to settle there own financial debt problems themselves.
• College Funding - Money Help with a Tax Free Savings