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Debt Group America | Official Homepage | Debt Consolidation Company | Debt Relief Service
Debt Group America provides American Debt Consolidation Services and Debt Relief Information. Our Official Web Site is intended to emphasize and motivate people who owe outstanding credit card debt by offering debt relief information and debt consolidation services.

• American Debt Consolidation Company
  Our American based debt consolidation program and company was designed to help consumers that are in need of financial relief. All of the benefits we arrange on your behalf last as long as your enrollment. We are here to help you decide whether our program is right for you and, if so, support you while you accomplish the goal of eliminating your debts. If you are in debt and can only make minimum monthly payments, the last thing you need is another consolidation loan, if your using consolidation loans such as home equity loans and lines of credit to payoff credit cards then your basically converting unsecured debt into secured debt, thus jeopardizing the comfort of yourself, family and home. What you need is a sensible debt consolidation plan to help, you need debt consolidation with Debt Group America's - American based debt consolidation program. Debt Group America pairs you with a debt consolidation customer care representative who will work with you and your creditors to lower your interest rates, reduce late fees, and bring your accounts up to date. You will begin making one lower monthly payment and pay off your debts years sooner than on your own. People in debt consolidation programs typically pay off their debts anywhere from 4 months - 3 years! Debt Group America Confronts creditors on a daily basis because most people in debt are in denial, they avoid creditors. They don't open their bills; they even let debt dictate their living situation. "Some people owe so much, they constantly move so creditors can't find them,". If you're screening your calls for fear of creditors calling or you're too ashamed to tell anyone, then stop running and start dealing. Start Fresh, call Debt Group America so we can help you regain what you once had, peace of mind and financial stability with a sensible, affordable debt repayment plan.
• Debt Consolidation Calculator | American Debt Service
  If you do not pay a large enough portion of your debt each month then interest accrues on that debt which means that you are simply paying the credit card company your hard earned cash each month while your debt to them potentially increases. Fact is, this is what they want. The longer that you are in debt the more money they make on the money that they loaned you. In fact it is not uncommon for individuals to end up spending six or more times the money that they loaned you to get out from underneath the debt they are in. Use the calculators proveded by Debt Group America to evaluate your current financial and debt situation.
• Chapter 13 Bankruptcy | Credit Debt Solutions and Legal Information Provided by Debt Group America
  Debt Group America helps individuals and families prevent, and avoid bankruptcy in the United States by offering debt consolidation and debt management programs, if your living with credit card debt call our debt consolidation care and support line 1-877-712-7610. Bankruptcy is a legal proceeding in which a debtor declares his or her inability to pay consumer or business debts as they become due; debtors may seek a discharge from continuing personal liability for unsecured debts or they may attempt to reorganize financially by seeking an extended period of time in which to pay all or a proportion of their indebtedness. Chapter 13 Bankruptcy is used in special situations, primarily to allow the filer to keep his/her home. A court-appointed trustee oversees a strict repayment plan to pay off your debts during a period of three to five years. Bankruptcy is a court action that stops lawsuits and any other attempts by creditors or collection agencies to collect from you. However, it comes with a high cost—it generally stays on your credit report for a full 10 years, causing extreme difficulty in using credit to obtain cars, home or other loans and can even restrict you from certain types of employment. Bankruptcy should never be thought of as a “quick” or “free” way to get out of debt, as it can completely destroy your credit worthiness for a very long time.
• Chapter 7 Bankruptcy | Avoid and Prevent Bankruptcy with American Debt Consolidation
  Chapter 7 Bankruptcy discharges virtually all of your consumer debts but does not eliminate secured debt, so you could still lose your home if you fall behind in your mortgage payments. You also will be required to pay such debts as student loans, alimony, child support, income taxes, and legal fines.
• Debt Consolidation Program
  Have the ability to connect with the most reputable Debt Consolidation experts in the industry. Debt Group America can assist you with your non-secured debt problems (e.g. non-secured debt: credit cards, medical bills, department store cards, legal bills, cell phones bills, etc).
• Credit Card Debt Relief | Debt Consolidation
  While there's never a good time to have a lot of credit card debt, this is a particularly bad time to carry a big balance. The cost of debt is rising, and options for getting rid of it are shrinking. In the past, minimum payments ranged from 2% to 2.5% of the balance, which can lead to a life time of debt. For example, suppose you owe $10,000 on a card with an 18% interest rate and can only afford to pay 2.5% of the balance every month. It will take you nearly 32 years to pay off the debt, and you'll pay more than $14,600 in interest alone. Spending discipline isn't the forte of many young adults, though -- particularly during the holiday shopping season. Consumers ages 20 to 29 carry an average $5,781 in revolving debt, which includes credit card loans and various personal loans -- a 24% rise from five years ago, adjusted for inflation, according to an analysis by Experian of the credit records of 3 million. Especially when you're young, the short-term freedom that credit cards provide can be deceptive: Spend now, pay later. But over the long term, piling up too much debt, or failing to pay it off on time, can make it harder for you to buy a car or a house later. Most consumers attempt to satisfy legitimate debts such as credit card debt with the fewest dollars out of pocket, paid over the longest term, unfortunately most creditors are not willing to work directly with the debtor. Once you enroll into Debt Group America's debt consolidation program you are immediately engaged in the consolidation process, our financial consultants base every discussion with the creditor on the "if . . . then . . ." relationship—"If we do this, then you will do that. In addition to our debt consolidation services Debt Group America challenges suspected overcharges. You may be amazed to learn that most creditors don't always demand to receive the full amount they charge and are often willing to allow consolidation. As your financial representative we demand the right to see your creditors schedule of fees. Debt Group America efficiently minimizes the lasting impact of credit card debt by offering credit card debt relief through debt consolidation, our debt consolidation program helps thousands Nationwide. If your prepared to pay off more debt in a shorter period of time, lower your monthly expenses and make one consolidated payment then search no more. Debt Group America can help relieve all your existing credit card and unsecured debt. Debt Group America has relationships with thousands of creditors nationwide, so creditors will be willing to work with us due to previous success in helping people resolve their credit card issues. Debt Group America's Credit Consolidation and Debt Consolidation services are a safe, reasonably fast and a easy way for you to find credit card debt relief. If your treading water, but getting further away from the shore then Debt Group America can provide an effective debt repayment plan through debt consolidation, for more information regarding our credit card debt relief program call toll free: 1-877-712-7610.
• Debt Consolidation Support | Debt Group America
  Debt Group America offers assistance from our debt consolidation company. About 75% of all credit card issuers are willing to make interest concessions, such as waiving a portion of the accumulated interest or reducing the rate on the remaining balance. Explain your specific financial situation to one of our accredited debt consolidation counselors so we can better service your financial needs. Finding the best solution for your credit card debt can be difficult , you need to know what choices are available. Your financial freedom and emotional wellbeing depend on using the best available program for your debt situation. One of our dedicated debt counselors will help you better understand your options so you can make a clear, defined, decision. Give us a call today so we can further discuss your options. Our Debt Consolidation Program is Currently Available in the Following States: Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticu