Credit, Credit Bank, Credit Auto


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Dan Matan -

  • Canadian Passport Renewal/New Application Mini Guide

    Quick Canadian Passport Application Guide

    This is a shortened/condensed version of my more in-depth & longer Canadian Passport guide, which has received over 60 000 reads since May 2007. By using this guide, I got my new passport (not renewal) in hand within 7 days without paying anything extra, and spent 30 minutes in a passport office that had a 2 hour lineup to get to a counter.В 

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  • TD Visa (and other Mastercards): Overlimit Fees & Avoiding Them

    I got hit with an overlimit fee on my TD Rebate Rewards Credit Cards

    I'll say that these fees are a bit sneaky.

    The cards give you a "credit limit", then they let you surpass that limit, and charge you $20 for it. So much for it being a limit.В 

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  • Bloomers Flowers in London Ontario Review

    I just wanted to post a quick review on a good experience I had with a florist in London Ontario, Bloomers Flowers.

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  • Canada's Highest Cash Back Credit Card: National Bank of Canada Ultramar MasterCard

    The 1.25% Rebate Credit Card Details

    This Mastercard credit card has no annual fee, and offers a 1.25% cash back IF you spend more than $9000 in a calendar year. If you spend that much, or more, you get the 1.25% rebate on ALL of your spending. So this isn't one of those tiered reward credit cards, like the TD Rebate Rewards Card.

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  • Canadian Dollar US Dollar Exchange Rates: Banks, Currency Exchangers, Bank of Canada...

    On this page, I plan on providing links to as many sources for the Canadian Dollar to US Dollar Exchange rates as I can. It has been fluctuating greatly in recent weeks, so up-to-the-minute figures are best.

    Now, there are two kinds of data: The actual rates, and then what rates you can get when you want to actually bring US Currency to a place and change it into Canadian.

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  • TD Rebate Rewards Credit Card: Not Worth It

    TD Rebate Rewards Visa Card

    The Toronto Dominion Rebate Rewards Visa is a fairly run-of-the-mill no fee credit card. It has one main benefit over TD's basic "Green" Visa card, and that is its 0.5% cash back on your first $3000 in purchases, and then 1% cash back, up to some maximum.

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  • Prepaid Mastercard or Visa Cards as Gifts: Bad Idea For the Holidays

    For Christmas, I'm sure many people are looking toward possibly buying one of those prepaid Mastercard or Visa cards. I would say DON'T buy one of these as a gift.

    Prepaid Visa & Mastercards Are Worse than Store-Branded Cards as Gifts

    It's like giving money that's less useful than money. Why would you want to do that? People like money, and I don't believe (unless it's really thoughtful) much in giving out non-unique gift cards when one could just use the cash.

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  • MuchMusic Prepaid Mastercard: Get that Credit Card Feeling, for a fee

    Why Get a Prepaid Mastercard or Prepaid Visa?

    In my opinion, there are only two reasons to get a Prepaid Mastercard/Visa card:

  • You can't get a credit card, but need to make some purchases that require a Mastercard/Visa Credit Card
  • You have a credit card, but want to make a purchase 100% anonymously, or pseudo-anonymously.
  • The Muchmusic Prepaid Mastercard is the kind that you need to fill out an actual application for, and you get a Mastercard that has your (teen's) name on it.

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  • Euro Bank Accounts For Canadians: Bank of Nova Scotia and HSBC

    Looking to Safely Save Some Euros?

    The Bank of Nova Scotia, errr, Scotiabank does offer a Euro Savings account that is easy to open for personal account holdings.

    Scotiabank's Euro Daily Interest Savings Account Review

    No fees if you have more than 200 Euro in the account, otherwise 1 EUR /month

    2 in-branch transactions included/month, 0.60 EUR thereafter

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  • Time to ship package from Toronto Canada to Paris France

    Just thought others would benefit from this read world experience.

    I shipped a package via Canada Post Surface Mail from Toronto Ontario Canada to Paris France.

    I'm sure UPS/Fedex/DHL could get it there faster, but probably at a substantially higher price.

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